Applicant Eligibility

To apply for funding, you must attest that the applicant

• is a resident of Muncie, Indiana
• is at least 18 years old
• has never been disqualified from receiving funding from the Vore Arts Fund (VAF) for violating its rules, nor is representing an organization that has been thus disqualified
• has not contributed more than $5,000 to the VAF
• is not a manager (current director or officer) of the VAF nor a representative of any entity owned or controlled by a manager
• is not a close family member of a substantial contributor or manager of the VAF

Project Eligibility

To apply for funding, you must attest that the project for which funding is requested

• will result in the creation, presentation, performance, or teaching of visual art, music, or performing arts in Muncie, Indiana
• must demonstrate a clear and achievable plan for implementation
• can be reasonably expected to generate enough money to fully repay the loan awarded to it within a year of receiving that funding
• does not support nor oppose any political candidates
• does not violate any laws
• does not promote violent crimes
• does not promote violence, harassment, or hatred against people based on protected characteristics, such as ethnicity, nationality, sexual orientation, sex, gender, religion, age, or disability

Loan terms

1. Loan
   1. Loan Amount: [LOAN AMOUNT]
   2. Interest Rate: This loan will not bear interest. There shall be no interest associated with the borrowed money. The borrower's only obligation to the lender is to repay the principal balance.
   3. Term: The total amount of the borrowed money shall be due and payable on [LOAN DUE DATE].
2. Payments
   1. Payments: The borrower agrees to repay the lender the loan amount in full, whether in a single payment or in installments, by the due date. Payments can be made electronically through the Vore Arts Fund's website or made by checks mailed to and made out to Vore Arts Fund, Inc. The mailing address of the Vore Arts Fund can be found on its website.
   2. Prepayment: If the borrower makes a payment prior to the due date, there shall be no prepayment penalty.
   3. Overpayment: Any payment beyond the amount of the loan given to the borrower will be considered a donation to the Vore Arts Fund, and these donations can be used as a tax deduction. If you need the receipt of the donation, please reach out to the Vore Arts Fund.
   4. Failure To Make Payments: Through the mission of the Vore Arts Fund, if the borrower is unable to repay the loan, the unpaid portion will be forgiven upon the passage of the due date or upon written notification by the borrower that they are unable to repay. A forgiven loan will be reported to the IRS as taxable income for the borrower if the unpaid portion meets or exceeds the minimum amount required for reporting. Information about this loan will not be reported to any credit bureaus.
3. Project reporting
   1. Reports about the status of the project that the borrower is applying this loan to must be submitted to the Vore Arts Fund at least annually and upon the project's completion. A form is provided on the Vore Arts Fund's website for submitting these reports, and borrower will be emailed reminders when reports are due.
4. Disclaimers
   1. Disclaimer of relationship: The Vore Arts Fund does not claim project ownership nor a business relationship with the applicant by awarding a loan. Loan recipients retain all ownership of and copyright to their intellectual property. Funding provided by the Vore Arts Fund does not constitute support or endorsement of the views, opinions, or claims of loan recipients.
   2. Disclaimer of liability: The Vore Arts Fund hereby disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from its financial support of loan recipients.
5. Miscellaneous
   1. Severability: If any provision of this agreement or the application thereof shall, for any reason and to any extent, be invalid or unenforceable, neither the remainder of this agreement nor the application of the provision to other persons, entities, or circumstances shall be affected, thereby, but instead shall be enforced to the maximum extent permitted by the law.
   2. Governing Law: This agreement shall be construed and governed by the laws of the state of Indiana.
   3. Entire Agreement: This agreement contains all the terms agreed to by the parties relating to its subject matter, including any attachments or addenda. This agreement replaces all previous discussions, understanding, and oral agreements. The borrower and lender agree to the terms and conditions and shall be bound until the borrowed amount is paid in full or loan is canceled by the lender.

Terms and conditions

These terms and conditions ("Agreement") set forth the general terms and conditions of your use of the voreartsfund.org website ("Website" or "Service") and any of its related products and services (collectively, "Services"). This Agreement is legally binding between you ("User", "you", or "your") and this Website operator ("Operator", "we", "us", or "our"). If you are entering into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this agreement, in which case the terms "User", "you", or "your" shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement. You acknowledge that this Agreement is a contract between you and the Operator, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.

Accounts and membership

You must be at least 18 years of age to use the Website and Services. By using the Website and Services and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age. If you create an account on the Website, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may, but have no obligation to, monitor and review new accounts before you may sign in and start using the Services. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of this Agreement or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for the foregoing reasons, you may not re-register for our Services. We may block your email address and Internet protocol address to prevent further registration.

User content

We do not own any data, information, or material (collectively, "Content") that you submit on the Website in the course of using the Service. You shall have sole responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use of all submitted Content. We may, but have no obligation to, monitor and review the Content on the Website submitted or created using our Services by you. You grant us permission to access, copy, distribute, store, transmit, reformat, display and perform the Content of your user account solely as required for the purpose of providing the Services to you. Without limiting any of those representations or warranties, we have the right, though not the obligation, to, in our own sole discretion, refuse or remove any Content that, in our reasonable opinion, violates any of our policies or is in any way harmful or objectionable. You also grant us the license to use, reproduce, adapt, modify, publish or distribute the Content created by you or stored in your user account for commercial, marketing, or any similar purpose.

Links to other resources

Although the Website and Services may link to other resources (such as websites, mobile applications, etc.), we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked resource, unless specifically stated herein. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their resources. We do not assume any responsibility or liability for the actions, products, services, and content of any other third parties. You should carefully review the legal statements and other conditions of use of any resource which you access through a link on the Website. Your linking to any other off-site resources is at your own risk.

Prohibited uses

In addition to other terms as set forth in the Agreement, you are prohibited from using the Website and Services or Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on sex, gender, sexual orientation, religion, ethnicity, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Website and Services, third party products and services, or the Internet; (h) to spam, phish, pharm, pretext, spider, crawl, or scrape; or (i) to interfere with or circumvent the security features of the Website and Services, third party products and services, or the Internet. We reserve the right to terminate your use of the Website and Services for violating these terms.

Intellectual property rights

"Intellectual Property Rights" means all present and future rights conferred by statute, common law, or equity in or in relation to any copyright and related rights, trademarks, designs, patents, inventions, goodwill and the right to sue for passing off, rights to inventions, rights to use, and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, rights to claim priority from, such rights and all similar or equivalent rights or forms of protection and any other results of intellectual activity which subsist or will subsist now or in the future in any part of the world. This Agreement does not transfer to you any intellectual property owned by the Operator or third parties, and all rights, titles, and interests in and to such property will remain (as between the parties) solely with the Operator. All trademarks, service marks, graphics and logos used in connection with the Website and Services, are trademarks or registered trademarks of the Operator or its licensors. Other trademarks, service marks, graphics and logos used in connection with the Website and Services may be the trademarks of other third parties. Your use of the Website and Services grants you no right or license to reproduce or otherwise use any of the Operator or third party trademarks.

Limitation of liability

To the fullest extent permitted by applicable law, in no event will the Operator, its affiliates, directors, officers, employees, agents, suppliers, or licensors be liable to any person for any indirect, incidental, special, punitive, cover, or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use of content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence, or otherwise, even if the liable party has been advised as to the possibility of such damages or could have foreseen such damages. To the maximum extent permitted by applicable law, the aggregate liability of the Operator and its affiliates, officers, employees, agents, suppliers, and licensors relating to the services will be limited to an amount no greater than one dollar or any amounts actually paid in cash by you to the Operator for the prior one-month period prior to the first event or occurrence giving rise to such liability. The limitations and exclusions also apply if this remedy does not fully compensate you for any losses or fails of its essential purpose.

Indemnification

You agree to indemnify and hold the Operator and its affiliates, directors, officers, employees, agents, suppliers, and licensors harmless from and against any liabilities, losses, damages, or costs, including reasonable attorneys' fees, incurred in connection with or arising from any third party allegations, claims, actions, disputes, or demands asserted against any of them as a result of or relating to your Content, your use of the Website and Services, or any willful misconduct on your part.

Severability

All rights and restrictions contained in this Agreement may be exercised and shall be applicable and binding only to the extent that they do not violate any applicable laws and are intended to be limited to the extent necessary so that they will not render this Agreement illegal, invalid, or unenforceable. If any provision or portion of any provision of this Agreement shall be held to be illegal, invalid, or unenforceable by a court of competent jurisdiction, it is the intention of the parties that the remaining provisions or portions thereof shall constitute their agreement with respect to the subject matter hereof, and all such remaining provisions or portions thereof shall remain in full force and effect.

Dispute resolution

The formation, interpretation, and performance of this Agreement and any disputes arising out of it shall be governed by the substantive and procedural laws of Indiana, United States without regard to its rules on conflicts or choice of law and, to the extent applicable, the laws of United States. The exclusive jurisdiction and venue for actions related to the subject matter hereof shall be the courts located in Indiana, United States, and you hereby submit to the personal jurisdiction of such courts. You hereby waive any right to a jury trial in any proceeding arising out of or related to this Agreement. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement.

Changes and amendments

We reserve the right to modify this Agreement or its terms related to the Website and Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this Agreement will be effective immediately upon the posting of the revised Agreement unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Agreement (or such other act specified at that time) will constitute your consent to those changes.

Acceptance of these terms

You acknowledge that you have read this Agreement and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to access or use the Website and Services.

Contacting us

If you have any questions, concerns, or complaints regarding this Agreement, we encourage you to contact us using the details below:

info@voreartsfund.org
PO Box 1604, Muncie, IN, 47308